General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
No. Illinois has no debtor's prison. You can't be jailed for owing money or losing a debt case. Learn the one exception: disobeying a court order.
Borrowing money online can be quick and easy. But not every online loan is safe — and some are illegal in Illinois.
Learn your rights to emergency care and why you should not let medical debt get in the way of getting emergency treatment.
Learn about hospital financial assistance protections and how they can reduce or eliminate your medical bills. If your income is under 600% of federal poverty…
Learn what help is available to undocumented individuals with medical debt.
Learn what medical credit cards are and how they may end up costing you more than other options like financial assistance or payment plans.
Learn how medical installment loans work and what to watch out for in the fine print.
Learn why putting medical debt on a credit card can cost you more with high interest rates and loss of medical debt protections.
Learn what to expect when you miss credit card payments and how you can protect your finances.
Learn how Illinois' Medical Debt Relief Pilot Project forgives medical debt.
Learn your rights and options for handling personal loan debt from friends or family in Illinois, including time limits, interest rules, and where to learn more
Learn about a new law that prevents medical debt from affecting your credit score