General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
Learn about a new law that prevents medical debt from affecting your credit score
Learn what kind of loan you have and what may be at stake if you fall behind on your payments.
Learn about other borrowing options when money is tight.
Learn how paying old debt can restart the statute of limitations, giving collectors more time to sue.
Learn how to find a lawyer to help you and what to expect
Learn what information to ask for, what information not to share, and warning signs for scams.
Learn the impact a judgment may have on you and how you can protect your property.
Learn what happens if you're sued for debt and how you have to respond to avoid a judgment being entered against you.
Some property is protected automatically, like most of your wages. Others — Social Security, benefits, and up to $4,000 in your bank — you must claim in court.
Learn how to handle calls from debt collectors and make sure you don't fall for scams.
Learn what could happen if you miss your court date, including what property could be put at stake.
No. Federal law protects your job. A debt collector is not allowed to tell anyone — including your employer — about your debt, and you cannot be fired because…