General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
Learn how the law protects you from debt collectors who lie about your debt or use threats.
Learn the step-by-step timeline of a small claims consumer debt case in Illinois and what to expect at each stage.
Learn how to stop debt collectors from contacting you.
Learn the step-by-step timeline of Illinois debt lawsuits over $10,000, from summons to trial, arbitration, judgment, and collection.
Learn your rights and protections in disputing a debt you don't recognize.
Learn how you can request proof of a debt within 30 days and what the debt collector must do in response.
Depending on the date the court entered it, a judgment may be enforceable for 15 years, up to about 17 years, or up to about 27 years. Find out which rule…
Learn the basics on prioritizing debts to start tackling your debts.
Learn how to prioritize expenses, manage debt, and explore hardship programs to regain financial stability.
Learn what happens to your debt after it is charged off.
Learn about the warning signs for loan scams and how to protect your family from these scams.
Learn how debt settlement companies work and how they can impact your debt and credit score.