General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
Learn how to prioritize expenses, manage debt, and explore hardship programs to regain financial stability.
Learn what happens to your debt after it is charged off.
Learn about the warning signs for loan scams and how to protect your family from these scams.
Learn how debt settlement companies work and how they can impact your debt and credit score.
Learn what debt consolidation is and why it might or might not be a good option for you.
Learn why debt management plans (DMPs) are different from debt settlement or debt consolidation.
How Buy Now Pay Later loans can lead you to overspend, hurt your credit, and pile up fees — plus the warning signs of a problem and simple ways to protect…
Learn how autopay works, how it can keep you on track with your bills, and what to watch out for.
Learn how to check your credit report at the three major credit reporting agencies.
Learns ways to check your credit score for free.
Learn how debts get reported and updated to credit reporting agencies and how this can impact your credit score.
Learn how your credit score can be impacted by unpaid debt and what you can do to rebuild your credit.