Summons: A summons provides basic details about the lawsuit, including:

• Who is suing you and their contact information,
• Court location and court date,
• How to attend court (in person or remotely),
• Documents you need to file before your court date,
• Court clerk’s contact information for questions,
• Where to find legal help if you need assistance.

👉 Learn more about the Summons. 

Complaint: A complaint explains the debt collector’s creditor claims against you. It includes:

• The amount they claim you owe,
• The legal basis for the lawsuit.

Rule 280.2 Affidavit: This document is required for lawsuits filed by credit card companies or debt buyers. This document provides additional information about the debt, including:

• Account details, such as the last four digits of the account number and type of debt,
• The original creditor’s name,
• The balance of the debt at the time of charge-off,
• The date of your last payment,
• A list of entities that purchased the debt,
• A breakdown of interest and fees added after charge-off.

👉 Learn more about the Rule 280.2 Affidavit if you are sued by a credit card company or debt buyer.