General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
Credit cards offer flexible borrowing but can lead to costly debt if not repaid in full. Learn how to save on interest and clear debt faster.
Learn how medical debt works in Illinois — what counts as medical debt, how hospital financial assistance and billing protections can lower or erase your bill,…
Basic info and resources for Illinois renters behind on rent, including legal rights, rental assistance programs, and links to get help.
Learn your rights and options if you're behind on utility bills in Illinois, including help with payment plans, shutoff protection, and where to get aid.
Learn what to do if you owe federal or private student loans in Illinois, your rights, and where to get free help.
Learn what happens when you fall behind on a car loan in Illinois, including repossession, deficiency lawsuits, and where you can learn more
Understand Illinois bank loans, including your rights, setoff risks, and options. Plus resources to learn more.
Learn your rights and options for dealing with payday loan debt in Illinois, plus tools and resources to protect your money.
Learn your rights on Buy Now, Pay Later loans in Illinois: fees, disputes, fraud protection, missed payments, and the 36% APR law that keeps loans fair.
Learn how to handle IRS or Illinois income tax debt, your payment and relief options, and where to get free help before collections get worse.
Learn about criminal court debt in Illinois, your rights, payment options, and where to get free legal help to reduce or manage what you owe.
For cell phone and internet bills in Illinois, learn your rights, how to handle collections, and where to get free help and advice.