General Resource
Know your debt
Knowledge is power. If you know the type of debt you’re dealing with and want to learn more, click one of the topics below. You can access debt related articles and FAQs about various debt types.
Learn about pawnshop loans, including the risks, legal protections, and where to go if the lender violated the law.
Learn your rights in Illinois for furniture and appliance installment contracts and rent-to-own, including repossession, fees, and reinstatement options.
Learn the basics if you owe child or spousal support in Illinois, including how it's collected, your rights, and where to get additional information.
Learn your rights if you're behind on your mortgage in Illinois. Understand foreclosure timelines, legal protections, and free resources to save your home.
Learn your rights if you owe property taxes in Illinois. Understand payment plans, redemption periods, and access resources to protect your home.
Learn what to do if you owe money to an insurance company in Illinois, including your rights, collection risks, and where to get help or file complaints.
Learn what happens if you owe money to your HOA in Illinois, including liens, lawsuits, foreclosure risks, and your rights as a homeowner.
If your vehicle is financed or leased for business or commercial use, many of the consumer protections that apply to an ordinary personal car loan do not apply…