The problem: While debt collection is one of the most common types of civil cases in Illinois courts, most people being sued over a debt have no lawyer.
- They come to court without a clear picture of what their case is about, what options they have, or what each option would mean for them.
- Without that knowledge, it's hard to make a good decision or know what a good outcome looks like.
What Debt Help Illinois does: Debt Help Illinois is a free website that helps people in Illinois understand their debt problems and decide what to do about them.
- We bring legal and financial information together to help people wherever they are in the debt process, from falling behind on bills to debt collectors calling to being sued to post-judgment collections.
We help people:
- Understand what their situation is and what it means for them
- See their options side by side, including what each one would cost them
- Learn about resources that may be able to help
- Follow step-by-step guidance to act on the option they pick
- Get legal and financial information, not legal advice.
Who's behind Debt Help Illinois
- Illinois Legal Aid Online, the trusted source of free legal information in Illinois, and
- Working Credit, dedicated to helping people overcome the obstacles to good credit.
What this means for courts:
- One place to send people. Instead of a stack of handouts, one free website that covers debt problems from the first letter through what happens after a judgment.
- Built for people without lawyers in plain language.
- Free to anyone in Illinois. No cost, no catch.
- Available in Spanish.